This note certifies the bearer's work to dateWP 0000000 A
Saves today's mark to your ledger โ on this device only, never sent anywhere.
Your ledger
Every note you mint, in one line. Come back after payday and add the next mark.
1
notes minted
โ
since your first note
โ
since your last note
A line only you can see โ it lives in this browser. Export a copy so a cleared cache can't erase it.
Where you stand
Measured against the wealth of every adult on Earth.
Top 12%
of the world by net worth
4.8 billion
adults hold less than you โ of ~5.5 billion worldwide
No. 12
your rank if the world were a village of 100 people
Margin note
Among your peers
The world curve is one thing; the people your age, or across your own border, are another. Pick both.
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City data, honestlyNo one publishes open city-level net worth distributions โ age and country are the sharpest lenses open data allows. For the city view, the exchange board below is the honest translation.
The world's wealth curve
Where adults sit by net worth, on a logarithmic scale. The gold mark is you.
Density of adults across net worth. Interpolated from UBS Global Wealth Report estimates; hover the curve to read any point.
The next mark
A reason to keep going, in plain arithmetic.
The trajectory
Two numbers โ what you add and what it earns โ and the page draws your next thirty years.
$
%
Monthly compounding, contributions added each month. Markets wobble; this line doesn't โ treat it as a bearing, not a promise.
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The exchange board
What the same number converts to, city by city. Sorted by where it goes furthest.
The independence line
The 4% rule: once your wealth is twenty-five years of living costs, work becomes optional. City by city, here is how close you are โ dates use your trajectory numbers.
The badge case
Badges are captured by minted notes โ permanently. Markets dip; trophies don't get repossessed.
The FIRE ladder
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Five rungs of financial independence, computed from your spending, your age band, and your trajectory growth rate. New to the terms? Read the FIRE guide โ